LOAN PRODUCTS
Empowering dreams and growth with competitive credit terms designed for your convenience.
Salary Loan
Fast turnaround time from filing of application
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| Based on MOA | Based on MOA | Monthly principal and interest |
Housing Loan
Build your dream home with flexible amortization program
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| • Up to 60% for REM • Up to 50% for CM |
Up to 60 months | Monthly principal and interest |
Personal Loan
Financing options structured to meet your personal and family needs
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| • Up to 60% for REM • Up to 50% for CM |
Up to 60 months | Monthly principal and interest |
Auto Loan
Drive your dream car with flexible terms and affordable installment
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| • Up to 80% for brand new • Up to 70% for second hand |
• Up to 60 months for brand new • Up to 48 months for second hand |
Monthly principal and interest |
Business Loan
Boost your business capital with short term or long term financing plan
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| Up to PhP 35 Million | • Min. 6 months • Max. 5 years |
• Monthly interest; lump-sum principal • Monthly principal and interest |
Agricultural/Agribusiness Loan
Assisting farmers to improve productivity
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| Up to PhP 35 Million | • Min. 6 months • Max. 5 years |
• Monthly interest; lump-sum principal |
Solar Loan
Go green with alternative and sustainable energy source
| Loanable Amount | Term of Loan | Mode of Payment |
|---|---|---|
| Up to 80% of the total project cost | Up to 36 months | Monthly principal and interest |
*All loan products are subject to background assessment, internal verification thresholds, and complete documentation under ECCOBANK policies.